-mile dye diameter of hurricane winds, or '38 which had wind gusts of 168 miles an hour, blue hill, massachusetts. can you see blue hill from boston. you can imagine how big those storms. >> wow. paul, i mean, what kind of an impact might a storm like this have on the u.s.? >> well, as joe noted, the kind of energy and the kind of storms we're seeing now in the philippines has happened here in the u.s. when it happened in the past, we weren't quite as built up. if we had a storm like this that hit in miami, that was not even this big, the impact could from an insured loss perspective could be really, really high. some estimates it could be greater than $125 billion in insured losses. there's a lot of risk on the east coast still. >> and the risk is on the east coast. what are the expectations for the east coast, then, in the u.s.? >> well -- >> i'll tell you the east coast and gulf coast as well -- go ahead, joe. >> like the warm cycle like the 1950s, they're ramped up. this was a remarkable year in the atlantic. i've never soon a warm cycle of the atlantic with such low tropical activity. a lot